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Hello, Chat Friends — Our next chat session will take place on Wednesday, December 27 at: p.m. Here’s an idea to consider if your budget allows: Donate now to the APBDRF so you get a benefit you may lose if you wait to act til 2018.

However, with no expense to you, a donation will be made to our research foundation. If the US Congress passes tax code changes for Tax Year 2018, most of us will lose the ability to take charitable contribution deductions.

I feel a bit betrayed and worry about whether I can trust him.You could see this as a “wake-up call in your marriage to examine problems in the communication between the two of you and to address this.Of course your husband should not blame you and he must take responsibility for how he has hurt you with his online behaviour, but the two of you must take responsibility for improving the marriage.I’m no tax expert, but here’s something else I’ve been told.If you’d like to make a large gift, consider donating to the APBDRF appreciated stocks or mutual fund shares that you’ve owned for more than one year.

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